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How to save your home from foreclosure

Foreclosure may be the hardest thing to deal with when it comes to a home. When a bank forecloses on a home there are legal and financial consequences that must be dealt with by the homeowner. One of the biggest consequences may be the emotional ramifications of the foreclosure event. For this reason, emphasis should be placed on saving a home from foreclosure. Here are some methods and tips for coming out of a possible foreclosure victoriously. READ MORE

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Signs you might need a new roof

Whether you plan to be in your home in Maine for years to come or want to try selling it soon, you might need to replace the roof before your wish can become a reality. But if you’re like many homeowners, you don’t exactly know how to navigate your roof, let alone figure out if it needs to be replaced. Here are a few signs to look for when determining if you need a replacement. READ MORE

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Trailering 101 – Taking the boat out

As the weather warms up, your thoughts turn to taking the boat out. Whether you’re just going down the street to the boat ramp at the lake, or you’re off on an adventure that’s much further away, you’ll want to make sure you put safety first. That starts with trailering. Here are some things to check before you take the boat out: READ MORE

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The Most Important Tips for Welcoming Home Your Newly Adopted Dog

Adopting a dog can be a wonderful experience. You get a new family member to love and care for, and a previously unwanted dog gets a new, forever home where he or she can feel safe and protected. Nothing gives you unconditional love like a dog. Whether you’ve had dogs in your home before or this is your first one, you want to make sure you welcome your newly adopted dog home the right way, so everyone can get started on the right foot (or paw). Here are some great ways to make sure your dog feels comfortable. READ MORE

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Tips for Moving with Pets

Moving with a pet can be stressful for you, and for your four-legged friend. There are plenty of things you can do, though, that will make things a little bit easier for your pet. That’s true whether you’re moving down the street or across the country. If you choose a place like Maine and you’re coming from a warm climate, you’ll also have to get your pet used to the different weather. It’s often best to plan your move when the weather is mild, but you may not always have that choice. READ MORE

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FEMA Map Changes and How They Affect Maine Homeowners

Preliminary flood hazard data (preliminary data) provide the public an early look at their home or community‘s projected risk to flood hazards.

Recent changes to FEMA maps that determine federal flood insurance rates are going to have drastic effects on Maine homeowners living in flood-prone areas. In addition, Maine is home to one of the oldest housing stocks in the U.S., making the increase in insurance rates nearly “astronomical”, according to Maine’s Floodplain Management Program coordinator Sue Baker. READ MORE

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How to prepare for an appraisal

If you’re about to put your Maine home on the market, you’ll want to take some time to prepare for listing it. Through the process of selling the home, you’ll generally need to have an inspection and an appraisal. While that’s not the case in all sales, it’s the “norm,” and very common. Many people get ready for the inspection as much as they can, but few people give any thought to the appraisal. Rather than ignore it and just hope it works out okay, though, there are some things you should consider and you will also want to make sure it is “show” ready for the day that the appraiser comes by. READ MORE

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Tips for Rehabbing an Old Home

If you’ve purchased a lovely Maine home that’s older, one of the things you may want to do is consider rehabbing it. There’s a lot that can be done to make an older home more efficient, and to help keep the costs of operating and maintaining it down to a reasonable level. Some people are focused only on the cosmetics of their home when they rehab it, but others want to make sure they have a home that’s up to code and designed to be more modern, while still retaining the beauty of the older style and all of its charm. READ MORE

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Recent FHA Changes and How They Affect Buyers

Buying a house in Maine is often a combination of a lot of fun and a lot of stress. With that in mind, how you’re planning to pay for the home can affect how stressful it is to make your purchase. If you intend to finance your purchase and use FHA as your lender, there have been some recent changes you’ll want to consider. They can affect you as a buyer, so you need to make sure you understand what they are. One of the changes has to do with mortgage premiums, which have been recently lowered. That’s good news for buyers everywhere, as it will save them some money. READ MORE