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Enjoy a Stress-Free Retirement in Portland, Maine

Retired Couple Becoming a homeowner is a significant step in each individual’s life. It takes a great amount of planning, courage, and determination to take on such a great responsibility. Seniors, who are in the stage of life where they have to face retirement plans often come to the conclusion that, what once seemed like their perfect family house for four, five or six members, is now too huge of a mansion for just the retiree couple. READ MORE

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10 Best Housewarming Gifts- People Actually Want

While garden gnomes and embroidered napkin sets are nice, these gifts are not always usable for your friends. If you want your money and your friendship to stretch further, there are some gifts that pack a greater punch during a housewarming party. Here are 10 housewarming gifts that people actually want, use, and appreciate. READ MORE

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Investor Questions –specific neighborhoods in Portland Maine to recommend for potential future value thanks to planned improvements in infrastructure or other?

Portland, located on the Atlantic coast in southern Maine, is home to around 67,000 residents. The city is best known for its thriving economy, its colorful waterfront and port, its eponymous lobsters and its burgeoning food scene.

Portland is neatly divided into more than two dozens distinct neighborhoods, each with its own unique character and personality. READ MORE

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Bidding Wars are Back in Maine

The act of buying a home is already enough to make the average person break out into a sweat. The purchase of a brand new home is both exciting and nerve-wracking, as you will be expected to take care of and maintain one of your the most expensive possessions. Before you even get the home, you will have to go through the offer and acceptance portion of home buying. It is important to note that bidding wars are up in Maine and are a major cause of anxiety for home buyers. Here is what you need to know about bidding wars and how you can prepare. READ MORE

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Top 5 DIY Home Skills You Should Know

A plumber uses a plunger to unclog a toilet.

When you live in a house, you don’t have the comfort of knowing that the property manager will help take care of any repairs you need. But sometimes it’s nice to not have to call someone for help and then wait for the handyman to arrive. If you want to feel fairly self-sufficient as a homeowner in Maine, it’s time to make sure you know these basic home skills. READ MORE

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The Do’s and Don’ts of Opening a Credit Card

Credit cards have a lot of benefits, especially if you’re about to move to a new house in Southern Maine. After all, if you plan to rent an apartment or house and don’t have much of a credit history, using a credit card responsibly can help you build it up. The same goes if you want to eventually buy a house in Southern Maine. And of course, once you move, you’ll probably want to buy furniture for your new house, in which case a credit card could come in handy. But it’s important to make sure you open the right card, and these tips can help. READ MORE

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What is a HOA? What are the benefits?

If you’re looking for a home in Southern Maine, you’ve probably noticed that many houses here are served by a homeowners’ association, or HOA. This is an organization that charges homeowners regular dues in exchange for keeping the neighborhood in great shape. Not surprisingly, there are many benefits to having a house within an area with an HOA. These are just the main ones you might want to consider before you decide to buy in such a neighborhood. READ MORE

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Qualifying for a Loan: What do I need to qualify? What can I do if my credit sucks?

Purchasing a brand new home is an exciting time. There are a lot of decisions to be made during home shopping, such as deciding if you want a cape style home on several acres or a townhouse in the center of town. Prior to looking at homes with your real estate agent, you should seek out approval for a loan. Here is what you will need to get qualified and how to prepare. READ MORE

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How to Buy a Home With a Low Down Payment

If you want to buy a home and do not have much cash upfront for a down payment, don’t worry. You can likely still buy the house you want in Southern Maine. There are a few ways to do this without having to pay the typical 20 percent down payment. Before you start adding up the upfront costs of buying a home in Maine, you should check out a few types of loans that allow you to keep the down payment to a minimum. READ MORE