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Bidding Wars are Back in Maine

The act of buying a home is already enough to make the average person break out into a sweat. The purchase of a brand new home is both exciting and nerve-wracking, as you will be expected to take care of and maintain one of your the most expensive possessions. Before you even get the home, you will have to go through the offer and acceptance portion of home buying. It is important to note that bidding wars are up in Maine and are a major cause of anxiety for home buyers. Here is what you need to know about bidding wars and how you can prepare. READ MORE

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Top 5 DIY Home Skills You Should Know

A plumber uses a plunger to unclog a toilet.

When you live in a house, you don’t have the comfort of knowing that the property manager will help take care of any repairs you need. But sometimes it’s nice to not have to call someone for help and then wait for the handyman to arrive. If you want to feel fairly self-sufficient as a homeowner in Maine, it’s time to make sure you know these basic home skills. READ MORE

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The Top Renovations to Make Before You Sell Your House in Maine

If you’re about to put your home on the market, or even if you just want to keep the future resale value of your home in mind as you renovate, it’s important to know which renovations are recommended. More specifically, what renovations will add value to your Maine house? Here are some of the best changes you can make to your home if you want to increase its value. READ MORE

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The Do’s and Don’ts of Opening a Credit Card

Credit cards have a lot of benefits, especially if you’re about to move to a new house in Southern Maine. After all, if you plan to rent an apartment or house and don’t have much of a credit history, using a credit card responsibly can help you build it up. The same goes if you want to eventually buy a house in Southern Maine. And of course, once you move, you’ll probably want to buy furniture for your new house, in which case a credit card could come in handy. But it’s important to make sure you open the right card, and these tips can help. READ MORE

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What are some considerations I should make if I’m considering relocating to the Portland, ME area?

The northeastern United States is one of the most naturally beautiful places within the Union. New England boasts tiny, family neighborhoods as well as famous long-standing large cities. The Northeastern area is also where you can experience all four seasons in their entirety. The fall will cause the leaves to turn beautiful red, orange and gold shade, while the winters will coat everything in a misty white haze. Though beautiful and diverse, if you are thinking about a move to the Portland, ME area, there are some major considerations that you should take. Here are some things to think about. READ MORE

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When Should I Refinance?

If it’s been a few years since you bought your home in Maine, you might be considering refinancing. Doing so can result in you getting a better interest rate or even a better type of mortgage loan, allowing you to save money and increase your equity sooner than normal. Of course, refinancing is not recommended for everyone. But here are some situations in which it makes sense to refinance your mortgage. READ MORE

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What is a HOA? What are the benefits?

If you’re looking for a home in Southern Maine, you’ve probably noticed that many houses here are served by a homeowners’ association, or HOA. This is an organization that charges homeowners regular dues in exchange for keeping the neighborhood in great shape. Not surprisingly, there are many benefits to having a house within an area with an HOA. These are just the main ones you might want to consider before you decide to buy in such a neighborhood. READ MORE

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Qualifying for a Loan: What do I need to qualify? What can I do if my credit sucks?

Purchasing a brand new home is an exciting time. There are a lot of decisions to be made during home shopping, such as deciding if you want a cape style home on several acres or a townhouse in the center of town. Prior to looking at homes with your real estate agent, you should seek out approval for a loan. Here is what you will need to get qualified and how to prepare. READ MORE

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How to Buy a Home With a Low Down Payment

If you want to buy a home and do not have much cash upfront for a down payment, don’t worry. You can likely still buy the house you want in Southern Maine. There are a few ways to do this without having to pay the typical 20 percent down payment. Before you start adding up the upfront costs of buying a home in Maine, you should check out a few types of loans that allow you to keep the down payment to a minimum. READ MORE